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 Industrial Alliance Humania  Empire Life  Assumption Life Canada Life SSQ UL Mutual  Canada Protection Plan  Equitable Life iA Excellence

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Here's how we simplify life insurance


Answer a few short questions online so that we can analyse your needs


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What makes Karma so good

Our caring certified financial security advisors are always available and ready to help. They’ll listen to your needs and provide you with honest and transparent advice so that you get the coverage you need. Plus, you can easily browse and compare quotes online anytime, anywhere, and on your own terms.

Find coverage that's right for you

Not sure about how much coverage you and your family need? Don’t worry. Our online calculator helps you assess your needs, quickly and easily.

Find coverage that's right for you
Compare quotes and save money

Compare quotes and save money

Based on your needs and priorities, our optimised comparison tool will propose quotes from Canada’s leading insurance companies.

Apply online and finalise

Apply online and your dedicated insurance advisor will check in to make sure you’re getting what you actually need. All it takes is one phone call and you’ll be sealing the deal in no time!

Apply online and finalise

Frequently asked questions


Proud member of the AQPS

We want to bring awareness to Karma employees and clients about the cause of suicide prevention and the importance of caring for oneself and others. We aspire to have a positive impact in the community.


Proud members of the CSF

Karma advisors adhere to a code of ethics to promote protection of the public and honest practice of professional activities.

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