Compare quotes from Canada's best insurance companies
Simple. Online. Transparent.
Here's how we simplify disability insurance
What makes Karma so good
Our caring certified financial security advisors are always available and ready to help. They’ll listen to your needs and provide you with honest and transparent advice so that you get the coverage you need. Plus, you can easily browse and compare quotes online anytime, anywhere, and on your own terms.
“Insurance experts when you need them, technology for everything else!”
Find coverage that's right for you
Not sure about how much coverage you and your family need? Don’t worry. Our online calculator helps you assess your needs, quickly and easily.
Compare quotes and save money
Based on your needs and priorities, our optimised comparison tool will propose quotes from Canada’s leading insurance companies.
Apply online and finalise
Apply online and your dedicated insurance advisor will check in to make sure you’re getting what you actually need. All it takes is one phone call and you’ll be sealing the deal in no time!
Frequently asked questions
Proud member of the AQPS
We want to bring awareness to Karma employees and clients about the cause of suicide prevention and the importance of caring for oneself and others. We aspire to have a positive impact in the community.
Proud members of the CSF
Karma advisors adhere to a code of ethics to promote protection of the public and honest practice of professional activities.